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Spotlight

Rhetoric Vs. Realities: The Student Debt Crisis

Rhetoric Vs. Realities: The Student Debt Crisis

What is the logic behind calls to forgive student debt? Can the repayment system be modified to address borrower hardship while protecting taxpayers? This discussion of student debt will question the premise that there is a general crisis, focusing on the students and institutions facing difficulties, the benefits of borrowing for college as well as the sometimes severe problems debt financing creates, and potential policy solutions. Looking at the data on who borrows, how much they borrow, and how successfully they repay can ground the conversation in evidence rather than emotion.

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